Understanding Auto Financing: Direct Lending Vs. Dealership Financing

Your promotion and raise in your salary has finally given you the opportunity to own a car. However, with new car prices ranging between $33,000 and $25,000, it is difficult for you to afford one. Even used cars start from $20,000. According to Finder, last year, Americans racked up $568.6 billion in car loans. Today, the interest rate on auto loans is 4.21% on monthly payments for 60 months. The good news is, when it comes to financing a car, you have two options: you can either buy a car…

History behind Gold and Silver

Silver and gold have always been found competing in the race of the ‘precious metals’ with gold usually leading and silver following in its wake. The history of both these metals being considered precious and of great value goes way back. There are numerous mythical theories that seek to explain how the whole tradition of buying and selling these precious metals came into existence. But one does wonder where these valuable metals really originated from? Let’s have a look at what history has to say about how these metals were…